WHAT DOES COMMUNITY FEDERAL SAVINGS BANK
DO WITH YOUR PERSONAL INFORMATION? |
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| Financial companies choose how they share your personal information. Federal
law gives consumers the right to limit some but not all sharing. Federal law also
requires us to tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand what we do. |
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The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
- Social security number and income
- Account balances and payment history
- Transaction history and account transactions
When you are no longer our customer, we continue to share your information as
described in this notice. |
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| All financial companies need to share customers' personal information to run their
everyday business. In the section below, we list the reasons financial companies
can share their customers' personal information; the reasons Community Federal
Savings Bank chooses to share; and whether you can limit this sharing. |
Does Community Federal Savings
share? |
Can you limit
this sharing? |
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
YES |
NO |
For our marketing purposes —
to offer our products and services to you |
YES |
NO |
|
For joint marketing with other financial companies |
NO |
We do not share |
For our affiliates' everyday business purposes —
information about your transactions and experiences |
NO |
We do not share |
For our affiliates' everyday business purposes —
information about your creditworthiness |
NO |
We do not share |
| For nonaffiliates to market to you |
NO |
We do not share |
CALL (718) 847-6333 OR GO TO:
www.communityfederalsavingsbank.com |
| Who is providing this notice? |
Community Federal Savings Bank |
How does Community Federal
Savings Bank protect my
personal information? |
To protect your personal information from unauthorized
access and use, we use security measures that comply with
federal law. These measures include computer safeguards
and secured files and buildings.
We limit employee access to customer information to those
who have a business reason to know such information. |
How does Community Federal
Savings Bank collect my personal
information? |
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your debit card or show your ID
We also collect your personal information from others such as
credit bureaus or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes—
information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional
rights to limit sharing. |
| Affiliates |
Companies related by common ownership or control. They
can be financial and nonfinancial companies. |
| Nonaffiliates |
Companies not related by common ownership or control.
They can be financial or nonfinancial companies.
- Nonaffiliates we share with can include mortgage
companies, insurance companies, and service providers.
|
| Joint marketing |
A formal agreement between nonaffiliated financial companies
that together market financial products or services to you. |
Community Federal Savings Bank does not require you to provide any personal information to obtain access to our website (except for information obtained through "cookies" as described below). Personal information from visitors to our website is often provided on a voluntary basis. For example, you may provide information to apply for a product or to use our Internet Banking Service. We do not disclose any personal information about visitors to our website except in accordance with our general privacy policy that is provided to our customers, or as otherwise permitted by law.
Cookies
The Community Federal Savings Bank web server may use a "cookie" temporarily stored in the visitor's computer memory (RAM) to allow the web server to log the pages viewed within the site and to know if the site has been visited before.
Safeguards
We maintain physical, electronic and procedural safeguards that are designed to comply with federal standards to guard the nonpublic personal information of our customers. If you are a customer, and you decide to close your account(s) or become an inactive customer, we will continue to adhere to our general privacy policy, as described in the privacy notice we provide to our customers.
Children's Online Privacy
The law requires parental consent to collect or use information from a child under 13. We do not knowingly collect personal information from children under the age of 13. Please do not provide us with any personal information if you are under the age of 13.
Hyperlinks
The Community Federal Savings Bank website and our Internet Banking System may, from time to time, contain links to other sites. The Community Federal Savings Bank is not responsible for the privacy or security practices employed by these third party sites and we recommend that you review their privacy and security practices before you provide any personal or confidential information. The Community Federal Savings Bank is not responsible for the content of third party sites hyperlinked from our web site or our Internet Banking System, nor does it guarantee the products or services offered on third party sites.
Comments about this website should be directed to:
Community Federal Savings Bank
89-07 Jamaica Avenue
Woodhaven, New York 11421
Tel. No.: (718) 847-6333
You may also send electronic mail ("e-mail") to us at:
commfed@communityfederalsavingsbank.com
Please be advised, however, that general e-mail may not be secure. Please do not send confidential information (such as social security number or account numbers) through general e-mail.
This statement is merely a summary of select aspects of policies and procedures and does not constitute a contract. We reserve the right to revise these policies and procedures from time to time. The Community Federal Savings Bank website and our Internet Banking System may, from time to time, contain links to other sites.
The Community Federal Savings Bank is not responsible for the privacy or security practices employed by these third party sites and we recommend that you review their privacy and security practices before you provide any personal or confidential information. The Community Federal Savings Bank is not responsible for the content of third party sites hyperlinked from our web site or our Internet Banking System, nor does it guarantee the products or services offered on third party sites.
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